As reported by BlockBeats on November 12, 2026, the XRP Ledger lending amendment and its first patch each had 22 validator votes as of Wednesday, up from 19 on October 19. The separate SingleAssetVault amendment, intended to provide funding vaults for lending, had 23 votes.
Activation requires support from at least 29 of the 35 validators on the default list, sustained for two weeks. The lending amendment and patch were each seven votes short of that threshold; SingleAssetVault was six votes short. The reported vote counts therefore do not mean either feature is active.
The proposed system would let lenders deposit XRP or other tokens into vaults. Loan brokers would then issue fixed-term loans without requiring borrowers to provide collateral. The source does not establish when—or whether—the amendments will meet the activation requirements.
Original report: BlockBeats, November 12, 2026, 13:23 UTC+08:00.